Resolves Debt Without Talking to a Debt Collector

• Collectors carry a bad reputation for being aggressive, unsympathetic and often rude.
• Delicate personal situations require patience and flexibility.
• Embarrassing financial hardship is not easy to share with a collector.
• It is hard to reach a collector late at night or outside business hours when debtors have the most privacy to make a phone call from their homes.
• Good debtors only need a way to pay efficiently.
• Overextended debtors need a way to pay over time.

Online Payments

• Online banking is one of the fastest growing segments of the financial services industry.
• More and more people prefer doing business online.
• No working hours, no mail delays, no tellers to deal with, no hassle.
• Immediate record of payment.

Interactive Payment Plan Negotiator

• Many good debtors are willing to pay, but do not have the necessary funds to pay at once.
• Trying to negotiate a plan with a collector can be frustrating, humiliating and ineffective.
• When personal situation suddenly changes (divorce, illness, loss of job, etc.) a payment plan might be the only option.
• Payment plan is a longer term commitment and debtors appreciate no pressure approach in negotiating it on their own terms from the privacy of their home.
• Debtors are more likely to honor a plan they negotiated themselves.